Важно съобщение относно неправомерна употреба на името на Пейнетикс обвързваща го с бързи кредити. link

Payment superpowers

with our Embedded Finance Suite

From debit cards to payment accounts and transfers – our know how, licenses and proprietary platform will enable business like yours to build strong core products and enhance your existing portfolio with financial features.

Building

lasting partnerships

Choosing your partner in embedded finance is of great importance for your success. Switching providers requires allocation of significant resources and huge opportunities cost.

Peace of mind

We take care for risk and compliance

As veterans in payments, we have deep domain knowledge. Our R&C policies and procedures are up to the highest standards. We run regular internal and external audits and assess and monitor all our partners activity carefully to make sure all is safe and compliant.

Technology adequacy

Resilient and easy to integrate platform

Integrate financial services seamlessly within your products with our APIs and SDKs. We continuously invest in our proprietary, microservices based platform so we have complete control to respond to the market changes and support you at scale.

One stop shop

Complete set of payment features

You don’t need to manage multiple partners to accomplish your vision. As a dual-licensed e-money institution and principal member of Visa and Mastercard for both cards issuing and acquiring, direct SEPA and SWIFT members we can cover almost any payments use case in the EU and the UK.

Proven to scale

Technological and operational scalability

Dream big, we are here to support your scale. We have the right processes to support rapidly growing volumes and technological platform design with scalability in mind. We have proven to be capable of supportting companies through their hyper-scale cycle and beyond.

Mix and match based

on your business case

Onboard Customers

Onboard businesses and consumers across the EU and the UK easily. Get use of our pre-integrated KYC and KYB providers, verified flows and rules by integrating with our SDKs and APIs or continue using your existing vendor and policies upon our validation and live data feed to our platform.

Open Payment Accounts

Open individual and business accounts across the EU and the UK in EUR, GBP, USD and BGN, with dedicated IBANs and UK accounts with dedicated account numbers. Get use of virtual accounts to cut costs and decrease effort in reconciliation and accounting.

Issue Debit Cards

Choose between Visa and Mastercard. Issue virtual and physical cards in EUR, USD, GBP and EUR. Enable card management and reveal card data safely within your front-end without the heavy burden of of PCI-DSS certification with our developer friendly SDKs.

Enable Mobile Payments

Instant issuance, Apple and Google Pa push provisioning costs you less time and money than that generating and shipping physical cards and brings  flawless customer experience. 

Payments and transfers

Enable your customers to execute SEPA credit, Faster Payments, BACS and CHAPs transfers from within your product or automate playouts and transfers by integrating them within your workflow.

Credit facilitation

Lend to your customers utilising our license and tech. You are in full control to approve, disburse and collect repayments. We provide you with everything you would need to power the payments in your credit product.

Power the core

of your product

When payment services are an integral part of what you do, selecting the right partner is mission critical. We help fintech’s and non-banking financial institutors power the core of their products.  

Empowered clients:

Create additional revenue

streams and optimise costs

Enriching your product offering with payments opens a world of opportunities of revenue generation, cost optimisation, growth and user experience improvements.

Empowered clients: