cards your way
As a principal member of Visa and Mastercard, Paynetics offers the full range of products of these two card schemes. Our card issuing programs are fully customisable to your business needs. Superior rule settings give you full control over issued cards, whilst customised card designs enhance your brand and create the perfect payment experience.
Full range of payment cards – plastic, virtual or digitized, prepaid, debit, credit or business
Co-branding and flexible rule settings to give your customers a unified experience and drive business growth
Achieve more, offer more – with the widest range of payment products in Europe, all in one place
Paynetics: at the forefront
of card payments technology
While plastic cards are still in existence, virtual cards are on the rise following the shift to e-commerce, and Paynetics offers them to both consumers and businesses. It gives full flexibility to our partner on how to structure the product offering to the end consumer.
With the advent of mobile, tokenization now plays a major role in the unique value proposition of program managers. Our payment tokenization solution brings transactions to mobile phones and helps reduce fraud in digital transfers: for each transaction, sensitive details are replaced by dynamic components to secure the transmitted information. By replacing the standard Primary Account Number (PAN) with dynamic elements, tokenization also provides faster check-out experience and ultimately more options for merchants to accept payments.
We support both Android and Apple phones. For Android OS we use our proprietary tech build on the basis of Mastercard Digital Enablement Service (MDES) protocol. For iOS we support Apple Pay – Paynetics was the first local financial institution to offer Apple Pay in the country.
We are able to offer cards in a wide range of currencies and support multiple currencies. Having this flexibility, coupled with the superior rule settings, allows program managers to craft their programs dynamically and quickly respond on demand.
We support the full range of products – consumer and business; debit, credit, prepaid, gift cards, single use and reloadable, meaning you only need one point of contact for all your card issuing needs.
Premium card issuance
get more than just cards
At Paynetics, card issuing does not stop with the generation of a card. Based on our diverse payment infrastructure, we are able to offer more payment services, which are seamlessly integrated with the card and bring additional value to our partners
When we issue cards, we can link them to dedicated IBAN accounts, giving you more possibilities and opportunities for product innovation, and improving the economics for both top-ups and pay-outs. We make our physical and virtual cards bankable, which creates a platform for even more opportunities for our partners.
Integrating payment cards in our eWallet opens a wide range of possibilities. Our partners can use our highly adaptable technology to create a payment flow that exactly matches your specific platform’s needs and specifications.
This not only creates an easy, fast, and convenient way to send and receive money, it takes payment to a whole new level of possibility.
By combining issuing and acquiring we can help merchants to improve working capital, shorten time to cash, reduce chargebacks and ultimately enhance profitability. You can find out more about card acquiring here.
For the more established and experienced program managers we offer BIN Sponsorship. BIN sponsorship is the fastest and most convenient way to launch a payment card program, significantly shortening the time to market. A scheme-assigned BIN enables companies with an established client base and business model to deploy their own cards or wallets without having a direct membership in the card schemes.