Flexible multi-channel solutions

The commerce solution

with no limits

Card acquiring has become vastly more complex in the last twenty years. Commerce has seen the lines between digital and physical become more and more blurred. As part of a goal to provide an end-to-end payments solution for its clients, Paynetics has developed a suite of genuinely omnichannel products which can support businesses wherever and however they trade. We offer a range of flexible acquiring solutions for brick-and-mortar and online merchants, including the first purely software Point of Sale, which enables hardware-free contactless payments directly on Android phones. We provide efficient onboarding and quick underwriting, powerful and easy-to-integrate APIs, advanced anti-fraud technology and tailored analytics and reporting. We’re here to make card acquiring simpler and faster, and more efficient for our partners and their customers.


We provide card acceptance solutions for any environment – online, in-store or on-the-go via your phone


We serve a wide range of verticals – retail, digital products, forex, cryptocurrency, and many more


Everything payment, all under one roof – including eWallet accounts, IBANs and card issuing

Paynetics – your acquirer and

technical partner, from A to Z

Paynetics makes things easier for merchants with a comprehensive suite of acquiring services, including merchant onboarding, PCI DSS compliance, fraud prevention, and dispute and risk management, tailored for each specific business model. It provides a PCI DSS-compliant payment platform, which is integrated easily into online shops and gives them a one-stop solution for eCommerce, mCommerce, eWallet and industry-specific alternative payment channels.

  • Bespoke approach – we design end-to-end solutions so everything you need is managed from one source – from your cashier model to card acceptance management for pay-in and pay-out
  • Quick underwriting – we offer an optimised and streamlined merchant underwriting process and quick transaction acceptance, getting our partners ambitions realised quicker and giving them a competitive edge

  • Multi-Currency merchant accountwe empower our partners to accept foreign currency payments without currency conversions in all common settlement currencies and provide clients with access to multi-currency accounts.

  • Daily monitoring – tailor-made analytics tools and comprehensive reporting options to give you more control and transparency

  • Dedicated account manager – we build lasting, long-term partnerships to support the ever evolving business of our partners
  • Powerful APIs – convenient and easy-to-integrate API for e-commerce and eWallet top-ups
  • Advanced anti-fraud – industry-leading levels of fraud detection and anti-fraud technology
  • Multiple connectivity options:
    • Direct connection to our processing switch with equensWorldline
    • Direct merchant boarding on our gateway
    • Gateway to Gateway integration
  • Charback and risk management – Our risk solutions enable you to safely innovate and realise new possibilities in payments for your customers – helping you increase your sales potential while staying compliant with card scheme requirements and mitigating fraud risks

Omnichannel solutions

from a different perspective

At Paynetics, we work closely with PSPs and their retailers to build multiple and different shopping experiences for their customers online, in-store, and on the move. We ensure each environment has a reliable payment terminal to finalise the customer journey.

The world of commerce has evolved, and omnichannel card acceptance has become a must for merchants to stay competitive. The payment industry is still lagging with the legacy structure in place where monolithic specialisation has been the norm for a long time.

We have looked at the acquiring process differently by designing a central hub to serve all the card acceptance needs. These include online digital payments, where our virtual POS solutions allow our e-commerce partners to benefit from the built-in risk management and reporting functionalities, as well as multi-currency and settlement flexibility. But it also covers the needs of partners who need certified POS terminals with fast onboarding experience for their merchants. Here we have focused on the latest Android-based POS, which offers various additional services for the merchants. In the spirit of going above and beyond, we have partnered with the first ever pure software Point of Sale terminal, which allows merchants to start accepting payments directly on any Android phone without any additional hardware.

A product portfolio

that scales with you

Everything payment, in one integration – run smoothly and securely from one trusted partner. We have a broad product set at our disposal and we make that available to all of our partners and the merchants that they support. They enjoy the convenience and benefits of comprehensive payment services from a single source.

To our merchants we offer the possibility to open individual, fully-functional IBAN Accounts. The use of a Paynetics IBAN account creates a number of advantages for our PSP partners and direct merchants. For merchants, we use their IBAN accounts for directing the sales proceeds, which speeds up the settlement process and reduces the time to cash.

To our PSPs and their merchants, we offer the possibility to open individual, fully functional IBAN Accounts. The use of a Paynetics IBAN account creates many advantages for our partners. For merchants, we use their IBAN accounts for directing the sale proceeds, which speeds up the settlement and reduces the time to cash. Our PSP partners use the account for settlement with the merchants they manage. Having all the payment solutions in one place increases efficiency and removes friction.

Our API Platform allows our partners to automate their IBANs transfers and to receive real-time information about the time of processing and balances. Our platform is a highly configurable and feature-rich end-to-end banking and payments solution. Itempowers our clients to build their proposition and efficiently monitor and manage their payments.