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Powering

  • Payments
  • Possibilities
  • Vision
  • Ambitions

Your idea, all things payments from us

For centuries payments have been considered the exclusive domain of banks. Not anymore!

Today’s technology and regulatory framework has made it possible for a wide range of non-financial companies to deliver payment functionalities to their clients, seamlessly integrated within their own offering. And this is what customers want.

However, payments remain a very regulated and complicated space, and rightfully so, as we deal with other people’s money. Navigating the space can prove an insurmountable obstacle for many of these companies who want to deliver a payment product to their clients. We help them bridge that gap.

All things payments

across Europe

EU and UK flags in circular shape

European Licence & FCA 

Payment Accounts
and Transfers

Direct member of:
swift-sepa-fasterpayments-logos
In partnership with:
Banking-circle-currencycloud-logos
Individual and business accounts. Dedicated IBANs and UK accounts with sort code. SEPA credit, SEPA Instant, FasterPayments, BACS and some local non-Euro settlement.
Learn more

Card
Issuing

Principal member of:
Visa-mastercard-unionpay-logos
Processed by:
thredd GPS processing-logo
Virtual and physical Visa and Mastercard cards enabled for Apple and Google Pay with your bespoke branding.
Learn more

Card
Acquiring

Principal member of:
Visa-mastercard-logos
Processed by:
Visa and Mastercard, e-commerce and POS acquiring, softPOS pre-integrated.
Learn more

Open
Banking

Licensed:
In partnership with
Join the emerging shift in payment behaviour with Payment Initiation (PISP) and Payment Information (AISP) services provision.
Learn more

Benefit from our

value added services

Onboarding and KYC/KYB

Address one of the most challenging parts of the customer journey with our holistic approach based on API data collection and back-end integration with Europe wide KYC/KYB providers for both consumers and companies.

Cross-selling additional financial products

Leverage our rails and infrastructure to offer lending products to your clients and have complete control on the disbursement and collection processes. Open the possibility for your clients to work with digital assets by providing flawless on and off ramp transactions.

Settlement and reconciliation

Regulatory and scheme reporting, settlement and automated reconciliation. Standard reports plus a wealth of well-structured data available to you to analyse further and leverage.

AML and Fraud monitoring

Make use of our extensive risk management and compliance tools. Automated integration with a large number of databases. Continuous monitoring of the changing regulatory environment.

Delivering possibilities,

exactly how you need them

Embedded Finance Suite

Supercharge your products with payments

Open payment accounts with personal European IBANs and UK account numbers, send transfers and issue virtual and physical debit cards directly from your mobile app or SaaS product with our easy to integrate APIs and SDKs.

Embedded Finance Suite

Supercharge your products with payments

Open payment accounts with personal European IBANs and UK account numbers, enable sending of transfers and issue virtual and physical debit cards directly from your mobile app or SaaS product with our easy to integrate APIs and SDKs.

White Label Financial Super-app

Launch your finance super app in 8 weeks

Pick and choose the functionalities that you would like to have in your app, set the pricing plans for your end-customers, provide us your brand assets, and have your native digital banking app in the Apple AppStore and Google Play Store in just 8 weeks.

White Label Financial Super-app

Launch your finance super app in 8 weeks

Pick and choose the functionalities that you would like to have in your app, set the pricing plans for your end-customers, provide us your brand assets, and have your native digital banking app in the Apple AppStore and Google Play Store in just 8 weeks.

Payments acquiring

Bring your merchant to the next level

Built for stellar PSPs and ISOs our payments acquiring is accessed through APIs or direct processor integration. For the next generation PSPs, we offer a “virtual bank” for their merchants to include acquiring, bank accounts and corporate cards with instant settlement.

Payments acquiring

Bring your merchant to the next level

Built for stellar PSPs and ISOs our payments acquiring is accessed through APIs or direct processor integration. For the next generation PSPs, we offer a “virtual bank” for their merchants to include acquiring, bank accounts and corporate cards with instant settlement.

BIN Sponsorship

Issue cards like a direct card scheme member

Have complete freedom from negotiating your own conditions with Visa or Mastercard to selecting an issuing processor. We provide regulatory cover and full settlement and reconciliation services.

BIN Sponsorship

Issue cards like a direct card scheme member

Have complete freedom from negotiating your own conditions with Visa or Mastercard to selecting an issuing processor. We provide regulatory cover and full settlement and reconciliation services.

Benefit from our

value added services

We win when
our partners win

Our business model is based on partnerships. We design, build, and operate financial products for all our partners to deliver to their clients

All European payment rails
and capabilities under the same roof

Enjoy Visa and Mastercard issuing and acquiring, payment accounts with dedicated IBANs and UK account numbers and sort codes, SEPA and FasterPayments rails under one roof from a dual-regulated e-money institution

Multiple use cases

accommodated

Build your solution on top of a flexible platform and serve a wide range of verticals like retail, digital products, Forex, crypto currency, and many more

Empowered

clients

SmartOne

SmartOne offers an ecosystem of software solutions for small and medium-sized businesses.

DNA

DNA is one of the most dynamic newcomers to the acquiring scene in the UK. Set up by inspirational and dynamic founders, the ambition of DNA Payments is to grow into a fast, dynamic business with technology and payments infrastructure at its core.

Microcredit

Microcredit engaged with Paynetics to streamline its lending process and improve collection.

billbutler

On the basis of Paynetics infrastructure billbutler was able to launch its digital payment platform and allow its customers to start paying their different household bills from a single interface on their phone or website – a UK market first.

TBI Bank

TBI Bank engaged with Paynetics for the development of a new online portal for loan repayment.

Weavr

Utilizing the issuing capabilities of Paynetics, Weavr was able to bring to market its payment platform for quick and easy card issuance for fintechs and innovators.

Pay by Vivacom

Vivacom collaborated with Paynetics to adopt its broad payment infrastructure and to become the next success story on the fintech scene.

A1 Wallet

Utilising the payment infrastructure of Paynetics, A1 was able to join the fintech revolution and start providing financial services to its clients within 4 months.

Fibonatix

Fibonatix is an experienced global payment service provider, regulated by the FCA, dedicated to supporting business growth and delivering the right payment solutions to meet client needs.

Ad Cards

Adcards are a team of marketeers and technology veterans who listened to the online industry for a long time and designed solutions that meet specific needs. Adcards work with several providers to help manage, monitor and fund campaigns in a unique way in the online market.

Benamic

Benamic make complex global promotional campaigns simple. They are a technology-led promotions company specialising in designing and executing cross-border campaigns that get results.