Chief Technology Officer

At Paynetics, we believe payments should be everywhere and effortless. As a European leader in Embedded Finance, our mission is to empower non-financial players to offer modern payment experiences that connect people and businesses across borders.

We collaborate with technology giants, banks, telecoms, governments, and fintech startups in more than 20 countries throughout Europe and the UK. Our end-to-end suite of financial products – from issuing, acquiring, accounts, digital wallets and card programs – makes us one of the most versatile players in the industry.

Over the years, our team has led landmark deals and strategic acquisitions that helped redefine what’s possible in the world of payments. Today, we serve 100,000+ clients, handle 200,000+ daily transactions, and continue to grow rapidly.

We’re passionate about innovation, reliability, and impact – and we’re looking for talented people who share that drive. If you’re ready to help shape the future of finance, Paynetics is where your work will make a difference on a global scale.

As Paynetics enters its next phase of multi-product and multi-market growth, we are appointing a Chief Technology Officer (CTO) to institutionalize a disciplined, high-performance technology organization capable of predictable delivery and production-grade reliability in a regulated fintech environment. This is a strategic executive mandate requiring deep fintech expertise, strong architectural judgment, and proven experience building scalable technology operating models in high-availability contexts.

Key Responsibilities:

• Design and enforce a predictable technology operating model with clear decision rights, measurable throughput, and stable planning cadences.
• Establish delivery governance, including structured initiative shaping, capacity discipline, and formal roadmap change control.
• Reduce unplanned work and protect engineering capacity through disciplined prioritisation.
• Ensure production-grade reliability, structured incident management, and operational resilience, including DORA compliance.
• Align Product and Engineering to ensure technically sound execution before development begins.
• Define and execute a scalable long-term technology strategy and architecture.
• Embed AI-driven engineering practices and automation to measurably increase delivery speed and quality.
• Build scalable leadership depth across technology teams.
• Represent Technology in strategic client, partner, and investor engagements where appropriate.

Requirements & Skillset:

• 10+ years in senior technology leadership within fintech, payments, or regulated environments.
• Experience embedding delivery governance in high-availability platforms.
• Proven record of stabilising execution while scaling architecture.
• Authority-comfortable executive able to formalise structure and enforce standards.
• Strategic, decisive, and execution-focused.

If you believe you are the kind of technology leader who can combine strategic vision with disciplined execution in a regulated fintech environment, we would be glad to hear from you.

If this mandate resonates with your experience and leadership ambition, do not hesitate to submit your CV and join us in shaping the next stage of Paynetics’ growth.

By submitting my application, I confirm that all provided information and any accompanying documents are complete and accurate to the best of my knowledge. I understand that any misrepresentation of information in this application may lead to its rejection and the withdrawal of any employment offer. By submitting this application, I also acknowledge that I have read and acquainted with Paynetics’ Candidate Privacy Notice available here:  https://www.paynetics.digital/notice/