Risk Manager

Paynetics is a leading fintech company, founder of the Bulgarian Fintech Association. Grounded in financial services, with offices in Bulgaria and the UK, we have built a team of passionate and enthusiastic professionals, on a mission to change the world of payments.

We have launched the first mobile payment app in Bulgaria, the first utilities payment app in the UK, one of the first automated loyalty solutions in the US and a game changing payment acceptance solution with patent pending.

We are expanding and are looking for an experienced, responsible, and motivated professional for the position:


  • Implement and maintain consistent risk management strategies, including responsibility for identification of fraud patterns and trends, for development of new risk models and design of effective fraud detection and prevention tools.
  • Participate in risk assessment and risk decisioning with regard to potential business partnerships as well as related to operational risk performance of the company’s clients and partners. Develop strategic risk management and risk mitigation plans.
  • Collaborate with other departments within the company, partners of the company’s network, external 3rd party vendors and the Card Associations.
  • Ensure the risk management framework is in line with Card scheme rules and regulations, and the industry best practices. Participate in industry conferences, professional development programs, webinars and events.
  • Monitoring the risk performance status of all clients and the company’s portfolio status for sustainable and healthy business run within the official Card Scheme Monitoring Program thresholds.
  • Supervise all risk management processes across the company and take part in internal and external projects
  • Lead reporting to senior management
  • Provide advice for optimization and improvement of KPIS
  • Manage a team


  • 5+ years of operational risk management experience, ideally from within the financial/Fintech industry and 2+ years on a leading position
  • Strong reasoning, numerical and analytical skills with the ability to interpret complex financial data and identify suspicious patterns or trends;
  • University degree (Economics, Mathematics or related);
  • Knowledge of the card business environment, card fraud detection techniques, industry best practices, and regulatory requirements;
  • Track record in synthesizing complex information to produce impactful management information and analysis, and support informed executive decision making
  • Demonstrated ability to lead teams, initiatives, and projects related to risk management.
  • High computer proficiency – Windows, Microsoft Office /Excel, Access, Outlook/, Internet applications;
  • Basic/intermediate experience with SQL, PowerBI;
  • Full command of the English language (spoken and written), proven ability to build credible-long term effective working relationships, both internally and externally
  • Results-oriented, ability to work under own initiative and handle multiple and varied tasks simultaneously.

What we offer

  • Exciting job in a premium professional environment
  • Work in a growing team with excellent perspective for professional development
  • Opportunity to stay current with technologies and advancements in the field of the digital payments industry

Apply now

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